Apply For Your Easy Loan Online Today!

We have tried to make the loan application process as easy as possible. In order to approve your payday advance we will ask you after application to fax us your last month's bank statements, your last payslip, proof of address and proof of ID.

As soon as we have received these documents and are satisfied that granting a payday advance to you would be a responsible lending decision, we will transfer your payday advance to you. Easy as that!

Same day transfer does not apply to customers with accounts in all UK banks. In some cases transfers can take between 24 to 48 hours to show as cleared funds.

My Payday Loan Responsible Lending Policy

My Payday Loan offers payday advances between £80 and £1000. The money is transferred into your account soon after you apply, and repaid on your payday. Your payday advance can be any amount between £80 and £1000. The most important thing is to borrow responsibly.

My Payday Loan is committed to responsible lending.

This means that we investigate and approve all applications based on their ability to repay without causing financial hardship. It may be that in our opinion, short term financial help may not be the right solution to your needs. In this instance, we will offer you a different product through one of our affiliates.

Our charges are fixed and there are no hidden extras - so you know how much you will repay at all times.

We work to "Know Your Customer" guidelines, meaning we will not advance a loan until we have taken all reasonable steps to confirm your identity.

Remember you will need to repay your payday loan out of your next salary. It is important to think carefully about your other financial commitments, and borrow only the amount you need to see you though the month. If your payday loan is too high, you might find it difficult to get through the following month.

My Payday Loan is a responsible lender and will not let your payday advance exceed what you can afford to repay. Please borrow responsibly.