Compare payday loans
Is payday too far away?
If you need to bridge the gap until your next payday, why not consider a selection of payday loan providers who can provide short term loans until your next payday.
Payday Loans are a quick and easy way to get cash when you need it, especially in an emergency. For example, if you need to pay to have your car repaired or have bills that need payment immediately, using a payday loan can be an effective way to get the funds you need.
Quick decisions, no hassle, no fuss.
| Provider | Terms | Amount | Charges per £100 | Representative APR % | Debit card | Bank Account |
|---|---|---|---|---|---|---|
| Source: www.mypaydayloan.co.uk, www.wonga.com, www.paydayexpress.co.uk, www.wagedayadvance.co.uk, www.lendingstream.co.uk, www.quickquid.co.uk, www.poundstilpayday.co.uk – June 2010 | ||||||
My Payday Loan |
18 or over, in full time employment, earn over £750 | £80‑£750 | £29 | 1737% | YES | YES |
| Additional details: A fast decision after you have completed our quick application online or called one of our customer service team. Debit card is a must have and you must be in permanent employment. My Payday Loan run credit checks that could help boost your credit rating and also use the Faster Payments Service so you can have your payday loan by midnight | ||||||
Payday Express |
18 or over, based in the UK, wages must be paid into salary account | £80‑£800 | £25 | 1737.2% | YES | YES |
| Additional details: Payday Express offer a quick payday loan application and provide same day funding. You must be in full time employment with a bank account and debit card to match. Weekly paid customers are also accepted | ||||||
Quick Quid |
Must be employed, must be over 18, must be UK based | Up to £1500 | £20‑£29.50 | 1737% | YES | YES |
| Additional details: New customers will be limited to a maximum payday loan of £300. Your payday loan can be deposited in the same day and credit checks are run, which can help improve your credit rating | ||||||
Wonga |
Must have a debit card, must be over 18 | £1‑£400 | £1 per day | 4214% | YES | YES |
| Additional details: New customers save 50% on Wonga.com transmission fees. Wonga is a same day cash lender. Wonga do not offer any extensions and charge an administration fee of £5.50 for every new customer | ||||||
Pounds Till Payday |
Must be over 18, earn at least £333.98, based in the UK | £200‑£2000 | £29.98 | 2096.46% | YES | YES |
| Additional details: Get up to £1000 from the quick, easy online application. You must earn a minimum of £333.50 and have a UK bank account. The payday loan is repaid via direct debit | ||||||
Lending Stream |
Must be over 18, must be in employment, have a bank account | £80‑£1000 | Varying rates of £20, £25 & £30 | 3043.8% | YES | YES |
| Additional details: Get an online payday loan of up to £400 for new customers and up to £1000 for existing customers. If you need the cash today, you can pay £15 fee for same day deposits | ||||||
Wage Day Advance |
You must have a regular job and payday, be over 18 | £80‑£750 | £25 | 2505.3% | YES | YES |
| Additional details: Quick, online three step application process, with no set up fees. Same day payout (£15 fee). No credit checks, so no matter what your credit history, you can apply with confidence | ||||||
Quick decisions, no hassle, no fuss.
Understanding our charges
We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges...
How our payday loans work
Do you understand how payday loans work? We explain the process and the benefits of taking a payday loan.
£275 borrowed for 22 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.
Do you need cash in
your account today?
Learn more about the
Faster Payments Service...
