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Easy payday loans

Fast and simple

A payday loan from My Payday Loan could be exactly what you need for that emergency situation. Have you just received an unexpected bill, payment or charge? Whatever the reason maybe we can help. You could get an easy payday loan from £100 to £750 into your bank account today², with a fixed fee of £14.50 per £50 borrowed. The process is so simple you could do it with your eyes closed! Don't worry about unplanned, short-term financial problems; we can solve them in three easy steps!

Step one: Application

You can apply for a payday loan from My Payday Loan online by using our fast and easy online application form, or by calling our freephone telephone number on 0800 _280 2500¹, where one of our team members will be happy to fill in an application form for you over the phone.

Step two: Funds are deposited

During the application process you will be asked to enter your bank account details. This is so we can deposit the payday loan into your account. My Payday Loan works with the Faster Payments Service, which means that as long as your bank accepts the Faster Payments Service, then the funds can be in your account on the same day that you apply. Visit UK Payments Sort Code Checker and enter your bank's sort code to find out if your bank works with the Faster Payments Service.

Step three: Loan repayment

During the application process you will also be asked to enter your debit card details. This is so we can take repayment of your loan on the agreed date, which is normally your next pay date.

Applying for a payday loan from My Payday Loan is easy, as we do all the hard work for you. You can apply for a payday loan online 24/7 or if you prefer to speak to someone then you can call one of our team members on freephone 0800 _280 2500¹ - they're available from 9.00am-8.30pm Monday-Friday and 10.00am-4.00pm Saturday and Bank Holidays.

Easy does it!

A payday loan from My Payday Loan is a quick and easy solution for household bills, emergency expenses and short-term money needs.

Want no hassle and no fuss? Then get a payday loan with from us!

Quick decisions, no hassle, no fuss.

Understanding our charges

We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges...

How our payday loans work

Do you understand how payday loans work? We explain the process and the benefits of taking a payday loan.

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£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.

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