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Emergency payday loans

I need emergency cash - now!

Sometimes life throws up nasty little surprises that just weren't planned for. The car breaks down, the shower's running cold and then the vacuum cleaner conks out. Often it all seems to happen at once - and almost inevitably at the wrong time. This is where My Payday Loan can help. We understand that when these unexpected financial problems occur you need a loan in an emergency. We can offer you from £100 to £750 worth of emergency cash that can provide you with a payday loan to help you until your next payday arrives.

My Payday Loan = Financial lifeline

When you're stuck in a situation when you need a loan in an emergency, we know that you need the loan quickly. This is why My Payday Loan deposits our loans using the Faster Payments Service, which allows our customers to have their payday loan within hours rather than days, at no extra cost².
Not only is My Payday Loan fast at depositing the loan, we have made sure that our online payday loan application form is fast too. You can apply online and receive a decision on a payday loan from £100 to £750 in just two minutes. If you would prefer to speak to someone when applying for your payday loan, then you can call our freephone number on 0800 _280 2500¹ where one of the team will be happy to fill in the payday loan application form for you and answer any questions you may have about payday loans. And it's completely free, we have no setup or arrangement fees, just a fixed charge of £14.50 per £50 borrowed.

Completely hassle-free

Our emergency payday loans are hassle-free and fuss-free. You can apply, get a decision, get the loan deposited and receive the payday loan all in the same day with My Payday Loan². Repaying your emergency payday loan is quick too. We simply take the agreed amount via your debit card on your next pay date. The process of getting a payday loan from My Payday Loan is so easy, all you need to do is fill in a few details when applying and we do the rest for you.

When you're stuck with an emergency cashflow problem, let My Payday Loan be your lifeline. We can provide you with a payday loan to give you the emergency cash you need, and once deposited into your account on the same day², the payday loan you receive is yours to spend how you wish, and you don't need to pay it back until your next payday. Now, how simple is that!

Quick decisions, no hassle, no fuss.

Understanding our charges

We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges...

How our payday loans work

Do you understand how payday loans work? We explain the process and the benefits of taking a payday loan.

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£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.

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