My Payday Loan advance

Need cash now but payday is too far away?

Knowing that waiting for your next payslip is not your only option can be comforting. At My Payday Loan a cash advance can be that comfortable option for you.

Give yourself a cash advance from My Payday Loan could be exactly what you need for that emergency situation. If you have an emergency payment or an unexpected bill that needs paying then cash advance from My Payday Loan could be just right for you.

Fast and reliable

Unexpected expenses and bills often hit at the worst of times, a loan from My Payday Loan can give you a cash advance that can help keep you a float until your next payday arrives.

A payday loan from My Payday Loan is a quick and reliable way to get a cash advance when you need it. At My Payday Loan we know the last thing you want is a lengthy process while you wait for your cash advance. Well all you need to do is either apply online with our 2 minute application form or call our free phone number on 0800 _280 2500¹ where a member of our friendly team will be happy to help you. As we now deposit using faster payments you could get the money in your account today!²

So what are the charges?

My Payday Loan cash advances cost £14.50 for every £50 borrowed and the money is automatically taken from your debit card on your next payday.

We also offer what we call a deferral to our customers- we don't want to encourage long term debt as My Payday Loan is a responsible lender . We do however understand that sometimes our customers need to borrow money for a second month. A deferral means that you can pay the charges and defer the rest of your payment to your next payday. So that you can make sure you reduce your payment as much as possible we advise you to pay as much of the charges as possible to reduce your balance to some extent when you defer.

A loan from My Payday Loan can help improve your credit rating

Every time you pay off a payday loan from My Payday Loan this positive repayment is reported to a credit reference agency. This will help rebuild your credit rating with them and with us. However, if you do not repay your payday loan, this will also be reported to the credit reference agency, which could have a negative impact on your credit rating.

Get the cash you need with speed, let a loan that gives you that emergency cash advance from My Payday Loan help you bridge the gap between payday. Apply now your cash advance is just a click away.

³Occasionally we will be unable to confirm all details automatically. Should this be the case we will ask you to fax in simple documentation for us to be able to complete the application process.