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Payday loan today

Unexpected bills?

You get paid. You prepare your finances for the month ahead, making sure you've budgeted and everything is neatly covered until payday, and things are looking good. Then the worst happens- the cat needs to go to the vets, kids need new shoes and the car sounds like you're pulling a pack of tin cans along. You're now in a situation you really didn't plan for and you need money and you need it quickly, preferably the same day.

Get a payday loan today with My Payday Loan

Don't get yourself into a financial muddle by trying to work out how you are going to survive until payday – a payday loan from My Payday Loan is a same-day loan that's so easy to arrange.
You can either apply online or pick up the phone (call freephone number 0800 _280 2500¹), and the money to provide you with a payday loan will be transferred using the Faster Payments Service, so will be in your account that same day².

Do I qualify for a payday loan today?

You do if you're 18 or over, in permanent employment, are paid monthly and earn at least £750 net per month. We'll also run a quick credit check on you, just to reassure ourselves that you can repay the loan at the end of the month.

If I get a payday loan today will it affect my credit rating?

You can apply for a payday loan from My Payday Loan any day, any time. Our website is there 24 hours a day, 7 days a week and 365 days a year! Don't worry about a thing - even if you don't have the best credit rating we will still consider you. And if your two-minute application is successful, we could help you improve your credit rating, as each time you pay off a payday loan from My Payday Loan this positive repayment is reported to a credit reference agency.

If you pay your payday loan from My Payday Loan on time, then this will stop a failed payment being reported to the credit reference agency, which is a good thing, as a reported failed payment can have a negative effect on your credit rating.

Don't delay - get a payday loan today!

Check out My Payday Loan's online application form. It takes two minutes to fill out, one minute to get a decision, and we can get the loan into your account on the same day².

We can lend you from £100 to £750 and we charge £14.50 for every £50 borrowed.

What are you waiting for? Get your loan with a quick application process and same-day² deposit times today!

Quick decisions, no hassle, no fuss.

Understanding our charges

We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges...

How our payday loans work

Do you understand how payday loans work? We explain the process and the benefits of taking a payday loan.

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£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.

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