Payday Loans explained

There are all sorts of reasons why you need a payday loan. If you have any unexpected bills, car tax due or even if your washing machine is stuck on spin!

Whatever the reason, My Payday Loan is for you!

How do I get a payday loan?‡

Borrowing from My Payday Loan is a simple, fast application for any emergency situation.

To be eligible for a payday loan you must:

• Live in the UK
• Be over 18 years old
• Be in permanent employment
• Be paid monthly/four weekly
• Take home more than £750 net pay per month
• Have a bank account with a valid debit card
• Have a valid landline telephone number and email address

If your answer is YES to all of the above then your My Payday Loan could be just a click away.

Here is how it works:

• Fill out our fast application online or call our customer service team on 0800 _280 2500¹
• You then get a quick decision on your payday loan approval amount
• Sign your electronic payday loan agreement via email
• Receive your payday loan straight into your bank account

‡Occasionally we will be unable to confirm all details on your account.
Please contact our customer service team on 0871 _271 6111† for any queries.

Is My Payday Loan right for me?

Have you found yourself in a position where you need that extra cash? If so we are here to help.

With a payday loan you can:

• Pay unexpected bills
• Pay your MOT or car tax
• Pay for emergency childcare
• Get the oven fixed!

How much money can I borrow?

• You can borrow from £80-£750 depending on your circumstances
• To find out how much you can borrow complete our fast payday loan application form today!
• We charge £14.50 per £50 borrowed – nothing more!
• There are no administrative costs to pay and the payday loan could be in your account today

How do I repay my loan?

Repaying your payday loan is as easy as 1-2-3

We simply credit the payday loan into your bank account and take it back on your payday. The loan is taken straight from your debit card, which makes it hassle free as there is no need to call up to make your payment.

Can I defer my loan repayment?

Sometimes our customers need to borrow money for a second month. We understand this and offer what we call a deferral. Please contact our customer services team on 0871 _271 6111† where one of our dedicated advisers will be happy to help you, or visit the Existing Customer Login.

Existing Payday UK Customers

Existing customers are provided with an Existing Customer Login so all you need to do is click onto your login page to apply for your new payday loan.