Please refer to our Privacy policy for important information on the use of cookies. By continuing to use this website, you agree to this.

Short-term payday loans

Quick and easy

Short-term payday loans do exactly what they say on the tin. They are short-term loans that are intended to be a quick and easy solution for short-term money needs. They can help out with anything from emergency bills and unexpected payments to new shoes for the kids or home and car repairs. Short-term payday loans are set up for a short time, allowing the borrower to finance a sum of money and repay the loan quickly.

So is a payday loan the same as a short-term loan?

To be honest there isn't much difference between a short-term loan and a payday loan. In each case you borrow the money for a short period of time and when that time is up you pay it back. That's why we call our loans short-term payday loans.

Most short-term loans require you to go through a lengthy application process before you get any kind of a decision and it can then take quite a while before the money actually lands in your bank account. With a payday loan from My Payday Loan it's all much, much easier, giving you a fast, flexible way to provide yourself with the payday loan you need, without the hassle and without the wait.
My Payday Loan understands that when you need a short-term loan you also need it to arrive in your bank account within, well, a very short term. When you get a payday loan from My Payday Loan the money reaches your bank account the same day you apply².

Short-term loan from My Payday Loan

My Payday Loan can offer you a short-term loan to help out with any short-term emergency cash crisis. We can offer you £100 to £750 and the repayment on the short-term loan isn't required until your next pay date.

The application process is fast and simple, taking a couple of minutes to give you your approval amount, and the money can be in to your account by midnight on the day you apply² - making a perfect solution for when you need a payday loan in a short period of time.

Straight forward

My Payday Loan charges £14.50 per £50 borrowed. That's it - no setup or arrangement fees, just a fixed charge!

Use our payday loan calculator left and see what the repayment would be on the amount you need to borrow.

If you want a short-term loan just to help out until payday, instead of a loan to take on for the next year or so, then a payday loan from My Payday Loan is perfect for you.

Quick decisions, no hassle, no fuss.

Understanding our charges

We charge £14.50 per £50 borrowed for new payday loans. Learn more about our charges...

How our payday loans work

Do you understand how payday loans work? We explain the process and the benefits of taking a payday loan.

| More

Content on this page requires a newer version of Adobe Flash Player.

Get Adobe Flash player

£275 borrowed for 28 days. Annual interest rate of 348% (fixed). Total amount repayable by one repayment is £354.75. 1737% APR Representative.

Compare Payday Loans
  • Get a new payday loan
  • Manage your account

Existing Customers

Sign-in to your account

Do you need cash in
your account today?

Learn more about the
Faster Payments Service...

Conforming to standards: CSS | XHTML