Pay Day Loan - Finance and Credit Fast


Payday loans are just one of the many short term credit products used by middle class consumers.

Typical borrowers have a household income between £15,000 and £35,000, but they live on a tight budget that leaves little room for financial missteps or emergencies. The payday loan helps these people get through a cash crunch without paying late fees or bouncing cheques.

Not Sub-Prime Lending

Nearly all payday advance customers use credit other than payday advances and more than half have a bank credit card.

The Payday Loan - How Does It Work?

A payday loan is simple. Clients apply online or by telephone.

MEM Consumer Finance Ltd's Underwriters assess each customer individually and assign them an approval limit based upon their incomings versus outgoings and other financial commitments.

The funds are deposited into a client's account on the day they are approved, and on their payday, the repayment amount is debited using the client's bank account debit card.

A simple, honest and understandable service with no hidden charges or surprises.

Apply online now!

The My Payday Loan Guarantee:

The loan charges we quote to you are all you have to pay.

There are no hidden charges at My Payday Loan!

payday loans
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